Some Reasons You May or May Not Want a Prenuptial Agreement

Personal Injury Lawyer

Getting married is often one of the best events of your life, and you don’t want to think about what would happen if it didn’t work out. Most people get married, intending it to last until “death do you part,” so a prenuptial agreement may not be something they’d consider. While they’ve been around for many thousands of years, not every couple gets a prenuptial agreement. Should you?

Prenuptial Agreement Benefits

You don’t want your marriage to end up in divorce, but you should also prepare for the worst case scenario when you get married. Some benefits of a prenuptial agreement include:

• Forcing the couple to examine certain financial matters before they enter into the marriage.
• Allowing family ties to be preserved and inheritances to stay intact.
• Protecting children from a previous marriage or relationship.
• Putting all expectations on the table before sealing the deal with a legal marriage.
• Learning more about your spouse’s desires and expectations for the marriage, as well as how he or she would handle separation or divorce.
• Allowing the couple to avoid battles and arguments over commonly fought over issues during other divorce proceedings.
• Protecting personal assets accumulated before the marriage.
• Determining which assets each spouse would leave to children or each other if one of them dies.

Prenuptial Agreement Pitfalls

Not every couple signs a prenuptial agreement, whether that’s due to religious beliefs or personal convictions. Some pitfalls might include:

• The appearance of planning your divorce before you even plan your wedding.
• A lack of commitment due to the benefits one might achieve through divorce.
• An unromantic and uncomfortable evening of sitting down and discussing divorce when a couple is often in the midst of the most romantic period of their lives together.
• The possibility the prenuptial agreement would be set aside due to fraud, unfairness, duress or other issues.
• The cause of contention and resentment that lasts throughout the marriage.
• Always having the terms and conditions in the back of your mind, even when the marriage is seemingly happy.

Hiring a Family Lawyer To Help

If you’re engaged to be married, this might be a wonderful time for you. Whether you or your future spouse want a prenuptial agreement, you have to both agree on whether it’s right or wrong for you as a couple. When you’re ready to get started, or if you want to learn more, contact a local divorce lawyer in New York, NY, like the Kleyman Law Firm to help you make those important decisions.

How Long Will It Take to Get a Divorce?

Personal Injury Lawyer

Getting divorced is a complex process that takes time. How long it takes in your case depends on many factors. In some cases, you may get through the process in as little as 3 months, but it can take 10 to 11 months in others. Some divorce cases have taken five or more years to resolve, but those cases are rare. Some of the factors that determine how long your divorce takes to resolve are out of your control. You just have to wait for the courts to get your paperwork through the process. Here are some things to consider.

An Uncontested Divorce

If you and your spouse agree on most things about your divorce, you may be able to file the paperwork and get your divorce finalized pretty quick. This depends on waiting periods in your state and how long it takes to bring your case before the judge. Some states have waiting periods that mandate you have to wait six months or some other time frame before your divorce can be signed off. If the courts are backlogged, it may take longer.

Mediation and a Divorce

If you and your spouse can work through your issues with a neutral third party to resolve some of the stickier issues, you may have a better time line than waiting for the court to decide the issues. When both parties want to resolve their problems, mediation can help you find solutions you might not consider on your own. The mediator drafts the resolution and may even file the paperwork. Then, you’re just waiting on the court.

Contentious Divorces

Divorces in which the parties can’t agree will take the longest. In some cases, you may ask that an arbitrator hear your case to deal with specific issues. In most cases, an arbitrator is a retired judge or family law attorney who can hear your sides then make a decision as part of your divorce. Alternatively, you could let your attorney negotiate with your spouse’s attorney to resolve the various issues. If the divorce is so contentious, you can always let the judge make a ruling. These types of divorces tend to take the longest to resolve because you may be waiting for an appointment with an arbitrator or the court.

Ask a family law attorney, like The Mckinney Law Group about the divorce timeline in your state to find a solution for your situation. The timeline for your divorce mainly depends on how well you and your spouse can resolve the issues in your divorce.

What Is Your Time Limit for Reporting a Workers’ Compensation Claim?

Personal Injury Lawyer

If you suffered an injury while on the job, you could be entitled to workers’ compensation. Of course, to file, you must stay within the time limits allotted to you. Your time limit for filing a claim is dependent on the state that you live in. Some states have more relaxed regulations. For instance, in some states, your deadline may be six years from the date of the injury. 

Most states require you to report an injury or illness between one and three years. There are exceptions to the time limits in most states. If you developed an illness at work and had to go into quarantine because of it, then you may have more time to report the illness.

Should You Report the Injury Right Away?

If you suffer from a sudden injury at work, you should report it to your employer as soon as possible. In most states, you have between 10 and 90 days to file a report with your employer. In some cases, you do not have to make a written report. If your employer knew about your injury, then the lack of a written report will not harm your case. The biggest priority that you should have is to inform your employer that you are injured and that the injury took place while you were at work.

What About Illnesses and Conditions That Develop Over Time?

Some illnesses and conditions may develop over time. Repetitive strain injuries, for instance, may develop over a length of time. In these cases, you may not recognize that you have an injury when the condition first develops. If you have carpal tunnel, for instance, you are most likely going to seek medical attention and need time away from work when it flares up or is serious enough to affect you. Similarly, if you come down with an illness, you may not have it when the event that caused the illness occurred. For instance, sailors who have mesothelioma did not contract it when they first were exposed to asbestos.

When it comes to workers’ compensation, you always want to file a report as quickly as possible. If you suffered an injury that affects your ability to work, then you should report it quickly. The sooner that you report it, the sooner you will receive compensation. For more information about workers’ compensation, contact a lawyer, like a workers’ compensation lawyer from Hickey & Turim, as soon as possible.

What should I know about workers’ compensation benefits?

Personal Injury Lawyer

Have you been injured at work? If so, you may have a lot of questions and are unable to find the right answers. Below, our workers’ compensation lawyers have addressed some of the most popular questions we receive most often. If you would like further assistance, please call to speak with a work injury lawyer, like from Hickey & Turim, SC, today. 

What Should I Know About Workers’ Compensation?

Workers’ compensation is a type of insurance that is available for most employees who have been injured on the job. The program is meant to provide coverage for medical treatment and a portion of lost income when you cannot work. In general, any employer who has at least three employees must have this coverage. There are many different exceptions; therefore, if you don’t know whether you are eligible, you can call a workers’ compensation lawyer. 

When Does Coverage Begin?

Workers’ compensation coverage should begin on your first day of employment. If you are unsure, you might consider reviewing your employee handbook. 

What Steps Should I Take After an On the Job Injury?

Following an on the job injury, you should report what happened to your employer as soon as possible. If you fail to do so, you may lose your ability to recover benefits. In the event you are incapacitated, family members may be able to file a claim on your behalf. 

Injuries Covered By Workers’ Compensation

Workers’ compensation covers injuries that occur while you are working. In other words, the injury must have happened while you are performing your work duty and because of your job. The injury does not necessarily have to happen at the site of your job, but rather is covered as long as it occured in the course of your work day. For example, a delivery driver, who was making deliveries, would likely be covered.

Activities That May Not Be Covered

In general, you will not be covered for benefits during your lunch break or while commuting to and from work. If you were injured at these times, you may need to file your own insurance claim. Engaging in reckless behavior or horseplay, or being injured in an accident caused by intentional misconduct will likely disqualify you from the benefits. 

What Are Workers’ Compensation Benefits?

After you have been injured on the job you may have the right to recover benefits for your associated medical care, rehabilitation, and a portion of your lost wages. Additional compensation for necessary travel expenses might also be covered. If you cannot work, the amount of lost income you can receive is set by law. In general this is approximately two thirds of your weekly wage. When the injury resulted in death, benefits for any dependents, as well as funeral expenses may be available. 

Give a workers’ compensation lawyer a call to schedule an initial consultation with a leading law firm. They’ll review your case, answer your questions, and help you to understand what you should do now. 

How to Avoid the Negative Impact Unpaid Medical Bills Have on Your Credit Score

Personal Injury Lawyer

If you’ve been injured in an accident, you might be waiting for a settlement to be reached. You probably plan to pay your medical bills with that settlement money, but is there anything you can do in the meantime? If you don’t pay those medical bills, will that impact your credit score? Unfortunately, yes.

What Happens to Unpaid Medical Bills?

Just like any other type of bill, medical bills could eventually end up in collections if they don’t get paid. Your medical provider might send you a 30-day notice, 60-day notice, and even a 90-day or 180-day notice first, but if those all go ignored, your next notice could be a call from a collections agency. When that happens, it makes a dent on your credit score. There are some changes to credit reporting practices that are meant to protect your credit, but not every medical bill will fall within the requirements.

How Can One Stop This from Happening?

If you’re worried about the negative impact your unpaid medical bills could have on your credit score as you wait for a personal injury settlement, you do have some options. The following are some ways you can prevent that from happening.

• Using personal health insurance – Even if the accident you were involved in wasn’t your fault, you may be able to use your personal health insurance to cover the costs. Chances are, your insurer will place a lien on the settlement, which means the company will be paid back with your settlement before you receive any of the cash yourself.
• Using personal injury protection – PIP is a type of coverage meant to pay medical expenses that resulted from an accident, no matter who was at fault. PIP usually tops off at a certain amount, so as soon as those first medical bills have been paid, you won’t have any more PIP to cover the rest.
• Working with your healthcare provider – Some healthcare providers will work with you on a payment plan or a reduced rate. This is often for services paid in cash at the time of service, but every provider has different benefits they offer, so it’s worth looking into.
• Signing an authorization and assignment – If you have no other way to pay for medical care, you can sign an authorization and assignment document that basically promises the expenses will be paid from your settlement before anything else gets paid from it.

Allowing an Attorney to Intervene

Not every situation is straightforward and easy to handle. If you’re dealing with a future settlement from a personal injury lawsuit, and you’re trying to get your medical bills paid in the meantime, contact a lawyer, like a personal injury lawyer from Hickey & Turim, to intervene in your case.