Illinois Personal Injury Law Firm
Our Illinois personal injury law firm shares, that in the wake of a car accident, you may pursue an insurance claim from either your own insurance company or the at fault party’s to obtain compensation for the damages you have suffered. This can help accident victims to recover compensation for the losses they may be facing as a result of the accident.
There are a number of reasons The Law Offices of Konrad Sherinian LLC, an Illinois personal injury law firm may recommend filing an insurance claim before pursuing a lawsuit. If you have received a denial letter from the insurance company, you may be wondering why. It’s likely that you are left with questions regarding why your claim was denied to begin with. This is a primary reason to reach out to our Illinois personal injury law firm as soon as possible for guidance. Sherinian Law can help you to potentially salvage your insurance claim and map out the process for moving forward.
Claims Vs Lawsuits
When considering whether to take legal action, you will certainly be wondering the difference between an insurance claim and lawsuit. Sometimes you may hear the two used interchangeably. However, it’s important to be aware that these are two different things:
Insurance Claim: Filing a personal injury claim with the insurance company is often the first step your lawyer will recommend when pursuing compensation for damages. Once you have submitted your claim, the insurance company will review your case and determine whether they will pay out your claim. When they offer you a settlement, your lawyer from our Illinois personal injury law firm will review it and negotiate with the insurance company. This gives you the best opportunity at reaching a fair settlement offer. In some cases, if an agreement is not reached, your lawyer may recommend filing a lawsuit. It’s important to be aware that through negotiation, it may be possible to reach a settlement without taking things further.
Lawsuit: Filing a lawsuit against the responsible party can be a more complicated and sometimes longer, more drawn out process. Our Illinois personal injury law firm shares that, in some cases, it’s possible to reach a settlement before the trial date. Keep in mind that there can be some risk in moving towards a lawsuit. You could find yourself walking away empty handed if the court does not rule in your favor.
It will be important to work closely with a personal injury lawyer Chicago IL recommends when determining whether you should pursue an accident claim or a lawsuit.
Reasons Car Accident Claims Are Denied
There is nothing more defeating than to receive notice that your car accident claim has been denied by the insurance company. Chances are, you will be trying to make sense of why your claim may have been denied. Here are some common reasons insurance claims may be rejected:
- The insurance company does not believe that the at fault driver was responsible for the accident
- The insurance company does not believe that the damages or injuries were from the accident
- The policy was not paid and has lapsed as a result
- The accident is not covered by the policy
- The insurance company was not notified of the accident by the policyholder
Our Illinois personal injury law firm knows that after a claim denial, you will surely want to know what your options are for moving forward. If it makes sense, your lawyer may recommend enduring the appeals process offered by most insurance companies or pursuing a lawsuit against the responsible party. Speaking with your car accident lawyer will be essential in determining whether you have the ability to salvage your case.
For more information about how The Law Offices of Konrad Sherinian, an Illinois personal injury law firm can help you, especially if you are facing complications with your case, contact us today.